Welcome or Register

Doctor Home Loan

Does the Doctor Need a House?

If student loans are preventing you from buying the home you love, the new Doctor Home Loan program may be able to help!


Medical Resident (Educational License)
Medical Doctor (MD)
Doctor of Dental Surgery (DDS)
Doctor of Dental Medicine (DMD)
Doctor of Optometry (OD)
Doctor of Ophthalmology (MD)
Doctor of Podiatric Medicine (DPM)
Doctor of Osteopathy (DO)

Loan Highlights:

  • Loan amounts up to $650,000 with just 3% down
  • Loan amounts up to $850,000 with just 10% down
  • Loan amounts up to $2 million with 20% down
  • Deferred student loans excluded from the borrower’s debt-to-income (DTI) ratio if student loan payments are deferred at least 12 months after the home’s closing date
  • Gift funds may be allowed (Three (3%) percent of the down payment must come from the borrower’s own resources. Remaining funds may come from a gift,)
  • Available for purchase and rate/term refinance of primary residences.

Property Type:   

  • Single Family - Primary Residences Only
  • Fannie or Freddie Warrantable Condos
  • Properties Located in Maryland and DC

Documentation Requirements:      

  • Self-Employed
  • One year minimum self-employment with most recent signed personal and business tax returns.       

For more information about this loan fill out the contact me form.


eNewsletter Sign Up     


agent photo
Margeau Gilbert
Exit Right Realty
8730-16 Cherry Lane
Laurel, MD 20707
Direct: 240-462-1955
Office: 301-362-4500

Email   Website

Contact Me

* fields are required

Margeau Gilbert | 240-462-1955 | Contact Me
Exit Right Realty - 8730-16 Cherry Lane - Laurel, MD 20707
Office: 301-362-4500
Copyright © 2018, All Rights Reserved

Equal Housing OpportunityMLS membershipREALTORĀ® certificationWCR - Womans Council of RealtorsAt Home With DiversityAccredited Home Staging SpecialistCertified Distressed Property Expert